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Free YOZA Scan
Yoshua Norza
Yoshua Norza15+ years building businesses

Also: Runner-up, Best Technopreneur, Kemenpora · Grant recipient, Kemenparekraf · Mentor, Skystar Ventures · Australia Awards · and many more More about me →

More tools, more islands

Each new tool, its own island.

Illustration: the office on its own rock, surrounded by five separate tool islands with broken links between them: an AI CS chatbot, n8n AI automation, a ChatGPT subscription for every desk, an AI agent demo, and a web dashboard nobody opens.

Each one fixes a corner. None of them connect. Nobody runs them with your team after launch, and nobody shows you the number that moved.

What's missing isn't another tool

A mapWhere the money sits and leaks, found before anything is built.
A measureThe number that moved, counted in your own data.
Someone running itWith your team, long after launch day.
88%of organisations use AI regularly somewhere
23%are scaling AI agents in even one part of the business
Source: McKinsey, The State of AI 2025, n = 1,993
How YOZA works

One island, where money moves freely

Not a scatter of tools. Four zones that feed each other: what one finds, the next one uses.

Illustration: one island. An office on the hill with Gali the pangolin, Rami the hornbill in the forest canopy, Resi the mangrove at the shore, and Pari the manta in the open sea.
What Gali found opened the way.
HillsFinds
YOZA ScanAvailable
Where the money already sits
Your exports, read with AI-assisted checks
CanopyPlants
YOZA GrowthAvailable
One change at a time, measured
Mapleaner operationsRunAI automationKeepbetter decisions
ShoreShelters
YOZA CouncilAvailable
Nothing missed
Hermes agents with YOZA-made skills · deadline calendar
Open seaKeeps watch
YOZA InvestingPilot running
Your surplus, your rules
AI analyst desk · alerts through Council on Telegram
↑ one assistant: Council brings your Investing alerts
BEDROCKYour own accounts and dataOne log of everything the system doesA person approving what mattersEach door opens on its own.
YOZA Growth Available

One change at a time, measured in your own numbers

RAMIone seed. Today's line marked.
Opportunity Map · ranked in your own modelIllustration
ModuleWhat movesPaybackConfidence
1RecoveryQuiet customers come backWeeksHigh
2Cash cycleInvoices paid soonerWeeksHigh
3LeakageUnbilled work found and billedWeeksMedium
4Repeat rhythmCustomers reorder on timeMonthsMedium
5Finance adminMonth-end closes without late nightsMonthsMedium
Map

Every opportunity, ranked in your own financial model.

Run

One module in month one; your staff run it with my scripts and checklists.

Keep

Only what pays back keeps running.

A lighter load, not fewer people: repeat work moves off your team's plate.

RUNS ONn8n · Google Sheets · WhatsApp Business Platform · an AI model sized to each step. All on your own accounts.

YOZA Growth in detail →

Start with a Scan, or go straight to what you need

GALIreads what you already have.
YOZA Scan Available free for the first 10 businesses

Start with what you already have

In 10 days and 2 meetings, from data you already have:

  • your biggest revenue opportunity, and where money quietly leaksHidden costsPotential lossesCustomer behaviourBuyers who went quiet
  • what's holding it back
  • where AI would pay back, and where it wouldn't
  • one next step, not a long list

Summary 48 hours after complete data

RESIgrew with you. Holds the shore.
YOZA Council Available your back-office assistant

Nothing missed

  • Obligation tracker. Filing deadlines, licences, contract renewals, loan covenants and insurance in one calendar that warns early.
  • Business recommendations. The options, the numbers and a recommended path when a business decision comes up.
  • Adviser-prep packs. The brief, the documents, the timeline and the questions, ready before you call your lawyer, tax adviser or auditor.

BOUNDARYCouncil prepares and points. It gives no legal, tax, valuation or audit opinion; those stay with the licensed advisers in your country.

PackagesStandardCustomOn-prem
YOZA Council in detail →
PARIkeeps watch. Word comes through Resi.
YOZA Investing Pilot running

Your surplus, guarded by your own rules

AnalystPilot running

Morning brief on where big money gathers or leaves.

Risk OfficerPilot running

Your rules, written once and watched every minute.

CoachPilot running

Every position journaled and reviewed.

Cash LinkComing soon

Knows when company cash is free, and for how long.

Illustration: a Telegram message from the YOZA Council assistant showing a protection status.
IllustrationPilot running

Alerts arrive from your YOZA Council assistant on Telegram. One assistant, not two apps.

Decision support, not advice. You stay the investor.

YOZA Investing in detail →

One seed first. Measured. Then the next.

Try oneConnect itMake it routine
Measured. Then one more floor.
01

Written baseline

The metric, period, data source and threshold, signed by you and me before work starts.

02

Your own data

Counted from your own exports and ledger, never my dashboard.

03

Holdout

Where the list is large enough, part of it is left alone so the difference shows.

04

Monthly scorecard

One page each month, signed by you and me. Every time-saving number sits next to a quality number.

MONTH-ONE TERMS

If the first module misses the threshold agreed in writing, the second half of month one isn't charged, and you can stop.

Hire me directly

Or hire the operator who builds it

For teams that already know what they want built. The person who maps it is the person who builds it.

Yoshua Norza
Yoshua NorzaOperator and builder

Operator · the business side

Business workflow analysis. Where the hours go, and which steps are worth automating first.
System design. How your tools, data and people connect, drawn before anything is built.
Finance lens. Cost, cycle time and margin, the way your CFO reads them.
Measurement design. Baselines and scorecards your team keeps using.

Builder · the tech side

Automation. n8n workflows on your own instance, documented and handed over.
AI agents. Customised and installed on Hermes Agent and OpenClaw.
Hardening. An isolated profile or container per client · least-privilege keys · secrets kept out of prompts and logs · versions pinned and patched · a written can/can't-touch list.
Data & integrations. Google Workspace, WhatsApp Business Platform, your own databases and APIs.

TOOLSn8n · Claude · Hermes Agent · OpenClaw · Google Workspace · WhatsApp Business Platform

One person who reads your P&L and your server logs.No hand-off gap between consultant and developer.
Built for your team to run.Documented, handed over, measured.
Agents on a short leash.Short, checked tasks; a person approves what matters.
I'll also tell you where an agent shouldn't run.Some steps belong to people.
Who's behind YOZA

15+ years building businesses from the inside

Portrait of Yoshua Norza
Yoshua Norza
Founder, YOZA Consulting

Operator, builder and finance lens in one person.

I diagnose. You decide.

The longer story →

Also: Runner-up, Best Technopreneur, Kemenpora · Grant recipient, Kemenparekraf · Mentor, Skystar Ventures · Australia Awards · and many more

Built and led · newest first

YOZA ConsultingFounder

Financing projects for established companies: reading their financial statements for room they didn't see, then connecting them with alternative financing such as multi-finance, P2P lenders and private investors. Machinery, construction, fishery, oil & gas, chemicals, carbon credits, green tech.

TokokoProduct & Business Leader

Led a twelve-function team to product-market fit for a B2B ordering platform for distributors, powered by BukuWarung, an MSME fintech with over USD 80 million in funding.Repeat buyers per supplier: untracked → 90%+B2B online checkout: <10% → 40%+Rebuilt BNPL risk & fraud controlsResults from my role at Tokoko, not YOZA client results.

PickpackCo-founder & CEO

Indonesia's first logistics aggregator, working with Tokopedia, Shopee and Lazada.

Intra Asia GroupAssociate Director

IT strategy, rebranding and financial projections across its airlines (Kartika, Merpati), logistics and insurance.

LINK IntegrasiFounder & CEO

Built the tech team from scratch to about a hundred people; official IT vendor to enterprises and banks.

EARLIER CLIENTS · THROUGH MY EARLIER COMPANIESBank Mandiri · BNI · AXA · Astra · Tiket.com · Tokopedia · Lazada · Bukalapak · Kawan Lama · JNE · J&T · KapanLagi Network · Foxconn

Case study Pilot running

The first YOZA pilot is running

An aesthetic practice in Jakarta, pilot running.

The same approach fits clinics and healthcare practices in general, from general practice to specialist and aesthetic clinics.

Results appear here only after they are measured and the client approves the text in writing.
FAQ

Questions owners ask first

Do you work with businesses outside Indonesia?

Yes. YOZA Scan, Growth and Council run remotely, in English. Where Council touches rules, it uses your country's public rules, and your local adviser confirms.

What does the free YOZA Scan need from me?

Two meetings and the data you already have, such as sales exports, invoices and a customer list. In 10 days you get your biggest revenue opportunity, what's holding it back, where AI would pay back, and one next step. It's free for the first 10 businesses.

Will this replace people on my team?

No. The aim is a lighter load for the same team: repeat work moves off their plate, counted in hours given back and checked against a quality number.

How will I know it worked?

You and I sign a written baseline before work starts. Results are counted in your own data, a holdout is kept where the list is large enough, and one scorecard page is signed each month. If the first module misses the threshold agreed in writing, the second half of month one isn't charged, and you can stop.

Is YOZA Council legal or tax advice?

No. Council prepares and points: deadlines tracked, business options laid out, documents and questions ready for your adviser. It gives no legal, tax, valuation or audit opinion.

Does YOZA Investing tell me what to buy?

No. It watches your surplus against rules you write, and its alerts reach you through the YOZA Council assistant on Telegram. Decision support, not advice. You stay the investor.

What does it cost?

Each engagement is scoped in writing after the Scan, so the price fits the work. The Scan itself is free for the first 10 businesses.

Can I hire you just to build something?

Yes: n8n automations, system design, workflow analysis, and AI agents on Hermes Agent or OpenClaw, set up and hardened in your environment. Book 30 minutes and bring the brief.

Book 30 minutes. Bring one number you'd like to move.

Illustration: dusk, the same office now three floors tall with a tree beside it and every light off; two people walk down the path.
18:30. Every light off.
01

A 30-minute call

Your number, your situation.

02

YOZA Scan

Where the money sits and where AI pays back. Free for the first 10 businesses.

03

You choose who runs it

I run it with your team (Growth, Council, Investing), or I build it for your team to run.

Illustration

Weekday, 18:30. You're home at dinner. Your child runs the Monday plan with the admin who has been with the family since the start, who trains the new hires now. The weather hasn't changed. But you know your numbers, your team goes home on time, and someone is ready to carry it on.

Clear numbers. Calm mind. A business that lasts.